Traditional and synthetic
Three-coat traditional stucco and synthetic systems fail differently and are repaired differently. Establishing which one is on the wall comes before anything else.
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Stucco moves. Hairline cracking on a North Texas elevation is ordinary and usually cosmetic; a diagonal crack running from a window corner, or a horizontal one at a floor line, is telling you something structural or something about water. The two are repaired differently, and painting over either one changes nothing except how long it takes to find out.
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What this covers
Crack width, direction, location and whether it is growing decide the repair. A map of the cracking is worth more than a photograph of one of them.
Most stucco failure is a water-management failure behind the surface — flashing, weep screed, window head, roof-to-wall. The stucco is where it becomes visible.
Texture, colour and profile have to be matched to the existing wall. A structurally sound repair that reads as a patch from the street has only half worked.
What to know

Three-coat traditional stucco and synthetic systems fail differently and are repaired differently. Establishing which one is on the wall comes before anything else.
Roof-to-wall junctions, kick-out flashing and step flashing behind stucco are a common origin for interior staining that gets blamed on the roof itself.
A full recoat and a targeted repair are both legitimate answers. Which one is right depends on how much of the wall is affected, not on which is easier to quote.
Choose a starting point
A short, non-diagnostic guide for working out what kind of assessment conversation to prepare for.
Decision support
Four situations, and the sensible next move for each. It does not diagnose a roof, decide insurance coverage, or stand in for somebody looking at the property.
Questions
Not necessarily. Hairline cracking is common and often cosmetic. Width, direction and location are what separate a cosmetic crack from one worth opening up.
Paint bridges a hairline crack for a while and hides everything else. If the crack is moving or water is behind it, paint delays the diagnosis rather than fixing anything.
Yes, and rushing it is visible for years afterwards. Stucco repair has to cure before it takes a coating, and it has to be worked to match the texture around it while it is still workable. Paint applied over a patch that has not cured or has not been matched does not hide the repair — it highlights it, because the sheen and the surface differ from everything next to it.
Rarely from the street, which is why establishing it comes before anything else is decided. The tap sounds different — three-coat traditional over lath is hard and solid, a synthetic system over foam board sounds hollow — and the edges tell you more than the field does: how the material terminates at openings, at the base of the wall and where it meets a roof. Where it matters, the answer comes from a small opening somewhere inconspicuous rather than from a guess.
Assessment request
Short, routing-only questions. Nothing here asks you to diagnose the roof yourself.